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JDW PAY terms and conditions: 6 months interest-free starts from the date of your credit agreement. Offer available when you open a new JDW Pay account between 10/09/2025 and 02/11/2025. You’ll pay no interest on purchases made with your new account during the first 6 months from the date your account is opened. Minimum payments are required on each statement throughout the interest-free period.

After your 6 month interest-free offer ends, your account will revert to your standard variable APR. To avoid interest, you need to pay your full balance by the due date shown on the statement you receive before your interest-free period ends.

On each statement, please pay at least the minimum payment. Your statement will show the date this needs to reach us. If your payment is late, your interest-free offer will end early, and your account will revert to your standard variable APR.

*Discount applies to full price fashion and home. Excludes sale, outlet, beauty, jewellery, toys, electricals, Reiker, Gabor, Monsoon, Finery London and Birkenstock. £60 minimum spend applies. Cannot be used with another code. Ends 22/09/2025.

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JDW Pay credit provided, subject to credit and account status, by JD Williams & Company Limited trading as JD Williams. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES. Registered number: 178367. Authorised and regulated by the Financial Conduct Authority. Statements are issued on a 28 day cycle. Over 18's only.

JD Williams & Company Limited is a member of the Finance & Leasing Association (FLA), membership number 28727. The FLA Lending Code can be found at www.fla.org.uk