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Welcome to the RFD Savvy Saver Newsletter!
Our goal is to help you save time and money, without all the hassle.
RFD Savvy Saver Newsletter
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Savings worth switching for.
 
When you switch your home coverage to TD Insurance, you could save an average of $584 annually. To see how else you could save, get a quote.
 
Conditions apply. 
 
GET A QUOTE
Deal Dashboard
Balck background with a black and gold laptop, smartphone and credit cards. There are gift boxes that have red ribbon them. And text announcing that you could win $150 gift card for answering or survey.
Tell Us Your Holiday Phone Strategy & Win a $150 Gift Card!
 
By telling us how you plan to navigate the chaotic holiday wireless craze, you help us shape the content, carrier coverage, and deal alerts that save everyone money when the doorbusters finally drop.
 
As a thank you for your time, completing our quick survey enters you for a chance to win one of three prizes:
 
Grand Prize: $150 Digital Gift Card
Runners Up: 1 of 2 $50 Digital Gift Cards
 
You choose the merchant! Select from our list of top retailers.
 
TELL US YOUR THOUGHTS
THreee young women on a beach patio having drinks. One of them is paying with her credit card on a portable debit machine.
Top August Credit Card Offers
 
 
Whether you are looking to cover the costs of an upcoming autumn vacation, earn massive cash back on everyday grocery trips, or unlock premium perks like annual travel credits, August 2026 brings some of the most lucrative credit card welcome promotions of the year.
 
Top Canadian issuers—including BMO, Scotiabank, National Bank, and American Express—are currently rolling out limited-time bonuses that waive first-year annual fees, boost point-earning multipliers, and reward daily spending on food, transit, and recurring bills.
 
BEST OFFERS
Young man sitting in a Poang chair from IKEA. He is wearing an orange sweatshirt, over the ear headphones and he has his laptop open on his lap, holding a black coffee mug in his left hand.
Refurbished vs. New Laptops
 
As back-to-school shopping ramps up, parents and university students face a recurring dilemma: Should you buy a brand-new $600 consumer laptop or a certified refurbished $600 enterprise-grade workstation (such as a Lenovo ThinkPad, Dell Latitude, or Apple MacBook)?
 
While new entry-level machines lure buyers with glossy retail packaging and zero battery cycles, experienced deal hunters know that cheap plastic chassis, soldered 8GB memory limits, and weak hinge engineering often turn budget consumer laptops into electronic waste before a 4-year degree is finished.
 
NEW VS USED
A jar filled with silver coins and a grad cap on top (yellow tassel) sits on a counter top or table. There are stacks of silver coins on either side and a blurred green background.
Major Overhaul to Canada Student Grants 
While the maximum Canada Student Grant for Full-Time Students (CSG-FT) remains at an enhanced $4,200 per eight-month study period, a significant policy shift alters where that grant money can be spent.
 
Starting in the 2026–2027 academic year, students attending most private, for-profit career colleges will no longer qualify for full-time non-repayable federal grants.
 
If you are planning to attend a private institution or technical institute, understanding these structural changes is critical to avoiding a multi-thousand-dollar funding gap when tuition fees come due.
 
STUDENT GRANTS
Savvy Saving Tip
The #1 mistake ruining your grocery budget isn’t buying treats.

With food costs up nearly $1,000 for the average Canadian family, the real budget-killer is how most of us meal plan:

1. Pick recipes you want to eat.
2. Write down a rigid ingredient list.
3. Go to the store and pay full price for whatever is on that list.

Flip the process on its head: try the "Reverse Meal Plan." 
 
Here's the move:

1. Open a flyer app (like Flipp or Reebee) on Wednesday night when new flyers drop.
2. Find 2–3 heavily discounted proteins or bulk staples on the front pages.
3. Build your week's meals strictly around what's already on sale.
4. Shopping sale-first instead of recipe-first routinely shaves 15% to 25% ($30–$50 a week) off a typical receipt without sacrificing food quality.
Woman carrying a green shopping basket and walking past the freezer section in a grocery store. She is wearing jeans, a brown and cream plaid shirt and a brown leather backpack.
JOIN THE DISCUSSION
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