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Welcome to the RFD Savvy Saver Newsletter!
Our goal is to help you save time and money, without all the hassle.
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RFD Savvy Saver Newsletter
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Savings worth switching for.
When you switch your home coverage to TD Insurance, you could save an average of $584 annually. To see how else you could save, get a quote.
Conditions apply.
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Tell Us Your Holiday Phone Strategy & Win a $150 Gift Card!
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By telling us how you plan to navigate the chaotic holiday wireless craze, you help us shape the content, carrier coverage, and deal alerts that save everyone money when the doorbusters finally drop.
As a thank you for your time, completing our quick survey enters you for a chance to win one of three prizes:
Grand Prize: $150 Digital Gift Card
Runners Up: 1 of 2 $50 Digital Gift Cards
You choose the merchant! Select from our list of top retailers.
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Top August Credit Card Offers
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Whether you are looking to cover the costs of an upcoming autumn vacation, earn massive cash back on everyday grocery trips, or unlock premium perks like annual travel credits, August 2026 brings some of the most lucrative credit card welcome promotions of the year.
Top Canadian issuers—including BMO, Scotiabank, National Bank, and American Express—are currently rolling out limited-time bonuses that waive first-year annual fees, boost point-earning multipliers, and reward daily spending on food, transit, and recurring bills.
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Refurbished vs. New Laptops
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As back-to-school shopping ramps up, parents and university students face a recurring dilemma: Should you buy a brand-new $600 consumer laptop or a certified refurbished $600 enterprise-grade workstation (such as a Lenovo ThinkPad, Dell Latitude, or Apple MacBook)?
While new entry-level machines lure buyers with glossy retail packaging and zero battery cycles, experienced deal hunters know that cheap plastic chassis, soldered 8GB memory limits, and weak hinge engineering often turn budget consumer laptops into electronic waste before a 4-year degree is finished.
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Major Overhaul to Canada Student Grants
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While the maximum Canada Student Grant for Full-Time Students (CSG-FT) remains at an enhanced $4,200 per eight-month study period, a significant policy shift alters where that grant money can be spent.
Starting in the 2026–2027 academic year, students attending most private, for-profit career colleges will no longer qualify for full-time non-repayable federal grants.
If you are planning to attend a private institution or technical institute, understanding these structural changes is critical to avoiding a multi-thousand-dollar funding gap when tuition fees come due.
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The #1 mistake ruining your grocery budget isn’t buying treats.
With food costs up nearly $1,000 for the average Canadian family, the real budget-killer is how most of us meal plan:
1. Pick recipes you want to eat.
2. Write down a rigid ingredient list.
3. Go to the store and pay full price for whatever is on that list.
Flip the process on its head: try the "Reverse Meal Plan."
Here's the move:
1. Open a flyer app (like Flipp or Reebee) on Wednesday night when new flyers drop.
2. Find 2–3 heavily discounted proteins or bulk staples on the front pages.
3. Build your week's meals strictly around what's already on sale.
4. Shopping sale-first instead of recipe-first routinely shaves 15% to 25% ($30–$50 a week) off a typical receipt without sacrificing food quality.
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- 7500 points when purchase/redeem for live event ticket. **YMMV free** Aug 5th-9th Blue Rewards.
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- Amex Membership Rewards to Marriott Bonvoy: 30% Transfer Bonus Aug 4 to Sept 3, 2026 American Express.
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- Moonlighter (Free until August 9th) - LIVE! STEAM.
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- [YMMV] Journie 10c/L off in Greater Montreal Area Journie.
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111 Peter St. Suite 600, Toronto, MT M5V2H1
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