Harvey Norman

Ends 11/01/26.

†Excludes Actron, AEG, ASKO, Duravit, Falcon, Falmec, Fhiaba, Fisher & Paykel Built-in Appliances, Fisher & Paykel Series 11 Laundry Appliances, Fulgor Milano, Gaggenau, ILVE, ILVE Professional Plus, La Cornue, Liebherr, Loewe, Miele Kitchen, Miele Laundry, NEFF, Peloton, Pitt, Schweigen Design, Schweigen X, Sirius Valentina, SMEG Dishwashers, Smeg DSN, Smeg Fab Fridges, Smeg Integrated Refrigeration, Smeg Linea, Smeg Portofino, Smeg Victoria, Speed Queen, Spezialist, Whispair, Optus contracts, gaming subscriptions, gaming card activations, gaming currency, gift cards, delivery, installation and replacement products under Your Product Care Plan.

†On 26, 27 and 28 December 2025 only (‘Promotion Period’), spend $500 or more in a single transaction that occurs during the Promotion Period (‘Eligible Purchase’) on selected eligible products (exclusions apply) (‘Eligible Products’) at a Harvey Norman® franchisee and receive a Harvey Norman® Bonus Gift Card (‘Bonus Gift Card’) that has a value equivalent to 10% of your total purchase price paid (‘Promotion’). This Promotion is a temporary marketing promotion and the Bonus Gift Card will expire 1 month from the date of issue. Bonus Gift Cards are issued by Derni Pty Limited and are subject to the Gift Card Terms of Use found in store or at www.harveynorman.com.au/gift-cards-terms-and-conditions. Bonus Gift Cards may be used at any Harvey Norman®, Domayne® or Joyce Mayne® franchisee. Derni Pty Limited is not the promoter of the Promotion. Bonus Gift Cards are not redeemable for cash and cannot be used in the transaction in which the Bonus Gift Card is supplied. Customers cannot participate in this Promotion in conjunction with any other promotion of the Harvey Norman® franchisee. If the Eligible Products are returned, the Bonus Gift Card supplied must also be returned. If the Bonus Gift Card cannot be returned, the value of the Bonus Gift Card will be deducted from the refunded amount. Offer ends 28 December 2025 at 11:59pm AEDT. An Eligible Purchase must occur during the Promotion Period – instalment payments that may be made during the Promotion Period for transactions that occurred outside of the Promotion Period are not eligible for this Promotion.

#1. Available on selected transactions of $750 or more made at independent Harvey Norman® franchisees between 04/12/25 and 31/01/26. Approved customers only. Total amount is payable by 50 approximately equal monthly payments (the exact amount of each monthly payment is specified in your statement). Monthly credit card fee applies (currently $10.95, subject to change). If there is an outstanding balance after the interest free period ends, Latitude customers will be charged interest at the then current expired promotional purchases annual percentage rate by Latitude (currently 29.99% per annum – subject to change). If you miss a payment, late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Visit www.gomastercard.com.au/interest-free-offers for more information on the provision of credit by Latitude.

#2. Excludes purchases of gift cards, mobile phones, gaming consoles, digital cameras and lenses, hot water system supply & installation, Microsoft Surface Studio products, Apple and Harvey Norman Customer Direct products. Excludes brands and products that are purchased by customers directly from suppliers at Harvey Norman® franchisee stores.

#3. From 04/12/25 to 31/01/26, customers who purchase products from a Harvey Norman®, Domayne® or Joyce Mayne® franchisee using the Latitude 50 Months Interest Free offer (as described above in #1) with a purchase price of $750 or more (Eligible Purchase) will be eligible to receive one Harvey Norman®, Domayne® or Joyce Mayne® gift card (Gift Card). Each Gift Card is issued by Derni Pty Ltd, expires 36 months from the date of issue and is subject to the Gift Card Terms and Conditions available at www.harveynorman.com.au/gift-cards-terms-and-conditions. The applicable Gift Card value is based on the purchase price of the Eligible Purchase: spend $750 or more and receive a $75 Gift Card; spend $1,000 or more and receive a $100 Gift Card; spend $2,000 or more and receive a $200 Gift Card; spend $3,000 or more and receive a $300 Gift Card; spend $4,000 or more and receive a $400 Gift Card; spend $5,000 or more and receive a $500 Gift Card; spend $6,000 or more and receive a $600 Gift Card; spend $7,000 or more and receive a $700 Gift Card; spend $8,000 or more and receive a $800 Gift Card; spend $9,000 or more and receive a $900 Gift Card; spend $10,000 or more and receive a $1,000 Gift Card.

ore and receive a $900 Gift Card; spend $10,000 or more and receive a $1,000 Gift Card.